Personal Savings - Part 1: Overview
A while ago I was talking to someone and the topic came up about savings and budgets. When I asked them if they had a budget, the person looked at me sheepishly knowing they should but confirmed that they did not. When I then asked them if they had a savings program, the look turned into confusion. “Do you mean a savings account?” No, I’m talking about a way to ensure you will have all your needs met at any point, present or future. That is when I saw the look of fear.
Read on →